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Insights

Read about Riverty's journey and how we aim to be the most human centric fintech.

Woman with tablet in a hammock
Blog Consumption
Jan 12, 2026 5 min

Buy Now Pay Later for Cosmetics: How Flexible Payments Secure
E-Commerce Growth

Buy Now Pay Later cosmetics solutions are transforming how beauty brands connect with customers. In the premium beauty segment, Buy Now Pay Later cosmetics options have evolved from a nice-to-have feature to an essential checkout element that directly impacts conversion rates, average order values, and customer loyalty. For beauty retailers offering high-value products like fragrances, skincare sets, or beauty devices, payment flexibility removes purchase barriers and creates accessible pathways to premium products.

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Woman with laptop sitting on a yoga mat.
Blog Consumption
Jan 7, 2026 5 min

E-Commerce Payment Solutions: What Truly Matters – Flexibility, Trust, and
Technology

E-commerce payment solutions represent far more than technical infrastructure. They form the foundation of every stable online business, controlling cash flow, protecting sensitive data, and determining how reliably customers perceive a brand. A functioning payment process builds trust among customers, merchants, and partners throughout the entire value chain.

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Woman in front of a store, looking at the retailer's offerings through a shop window.
Blog Technology
Jan 6, 2026 5 min

Agentic Commerce: AI Agents and the Future of E-Commerce

E-commerce evolves toward new directions in 2025: alongside traditional online shops and marketplaces, autonomous shopping agents increasingly enter focus in research, pilot projects, and strategy papers. These intelligent systems will prospectively assume not only product search for consumers but also price comparisons, purchasing decisions, and payments. Initial applications – such as automated ordering or loyalty programs – already represent reality. For merchants, this means new opportunities on one hand, challenges in preparing for this future on the other.

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Man looks into the future
Blog Insights
By Christian Groß-Hetzel, Investment Director Central Europe, Riverty Dec 16, 2025

Open Book Policy: Shaping the Future of the NPL Market in Germany and Central Europe

Riverty brings more transparency to the NPL market in Germany and across Central Europe. With an open book policy, we move away from one off trades that end with the signing date and toward genuine partnerships where both sides learn from every transaction. At its core, an open book policy turns an NPL sale into a feedback instrument for the lending business itself.

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Woman in front of a store, looking at the retailer's offerings through a shop window.
Blog Technology
Jan 6, 2026 5 min

Agentic Commerce: AI Agents and the Future of E-Commerce

E-commerce evolves toward new directions in 2025: alongside traditional online shops and marketplaces, autonomous shopping agents increasingly enter focus in research, pilot projects, and strategy papers. These intelligent systems will prospectively assume not only product search for consumers but also price comparisons, purchasing decisions, and payments. Initial applications – such as automated ordering or loyalty programs – already represent reality. For merchants, this means new opportunities on one hand, challenges in preparing for this future on the other.

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A man charges his EV automobile
Blog Accounting
Oct 31, 2025 5 minutes

EV charging fraud prevention: expert insights from Plugsurfing and CRIF

Fraud in EV charging is growing in step with the market itself. As charging sessions and revenues climb, so do the risks of manipulation, non-payment, and identity theft. Charge point operators (CPOs) are already seeing the impact – and the cost of each case goes beyond the immediate financial loss. It multiplies through operational overheads, reputational damage, and customer churn.

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Two drivers prepare to charge their EV vehicle
Blog Accounting
Jun 18, 2025

The hidden EV Charging operational costs undermining profitability

Equipment costs are just the beginning for Charging Point Operators (CPOs). While DC fast chargers cost on average $50,000 and installation often exceeds equipment prices, the real EV charging operational costs are harder to spot: demand charges that dwarf electricity costs, unexpected repairs ($500–$2,000 per incident), and operational inefficiencies that drain resources. Hidden costs are embedded throughout EV charging operations—and the operators who identify them early gain a significant advantage.

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A row of electric vehicles parked at charging stations along a city street on a sunny day, with buildings and trees in the background.
Blog Accounting
May 5, 2025

Simplifying VAT Complexity in Cross-Border EV Charging: The Riverty Advantage

If you're managing EV charging across borders, VAT is a quiet killer. Rates shift between markets, reverse charge applies inconsistently, and consolidated invoicing gets messy—fast. 

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Car being charged on an ev charging station.
Blog Accounting
Mar 25, 2025 5 min

Fixing the disconnect: A financial blueprint for billing challenges in EV charging

EV charging is booming—but are your finances keeping up? Discover how to overcome billing, cash flow, and compliance hurdles with expert tips designed to help CPOs scale smarter and faster.

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Green, electric vehicle being plugged into a charging station
Blog Accounting
Feb 10, 2025 7 min

Achieving 99% Automation in EV Billing: A How-To Guide

Streamline operations with by automating your EV billing, and stay ahead in the EV charging revolution. Discover actionable strategies and technologies in our latest guide.

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Image of a Smartphone displaying Rivertys BNPL solution, the logo of Riverty as well as mollie.
Blog Payment Methods
Sep 2, 2024

Riverty and Mollie: Flip the switch to unlock growth

You are running an online store. You have poured your heart and soul into creating outstanding products with compelling descriptions. You focus on the customer journey, optimizing your site for conversions and sales. You know, customer satisfaction is king. And you know that integrating with a reliable payment provider such as Mollie will provide a seamless checkout experience. But did you know that there are even more benefits to being unlocked? Buy Now, Pay Later with Riverty’s "Pay in 30 Days”!

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Balancing Technology with Empathy
Blog Technology
Jun 19, 2024 3 min

Human-Centric Debt Collection: Balancing Technology with Empathy

Something transformative is happening within the field of debt collection: it's changing how agencies connect with people in debt. Moving beyond the traditional methods of automated calls and standardized letters, the focus is now on blending technological efficiency with genuine empathy. At Riverty, we believe in harnessing innovation to not only streamline processes but also to foster understanding and respect in every interaction.

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Riverty creates clarity for energy providers and customers
Blog Utilities 
May 22, 2024 5 min

Insights for transparency in financial flows: Riverty creates clarity for energy providers and customers

Today's economic challenges require innovative debt collection solutions. Riverty offers energy providers user-friendly portals and customized strategies to make payment flows transparent and maintain good customer relations.

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