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Financial Academy

Live your best financial life

We at Riverty want to help you grow personally and live your best financial life. We want to bring you closer to all topics around your finances in an easy-to-understand and transparent way.

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Become a financial expert yourself!

Black Friday
Finance Blog Education
Oct 22, 2026

Beyond the percentage: How to find the deals that are right for you

A big discount doesn't always mean you're getting the best value. Before the holiday shopping season gets into full swing, learn how to look beyond the percentage, understand what influences your buying decisions and feel more confident about the deals you choose.

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A young woman is sitting on a mustard-colored sofa, looking at her laptop.
Finance Blog Education
Oct 8, 2026 5 min

Pay by invoice – Online shops & how it works

Pay by invoice is one of the most popular payment methods for online shopping. And for good reason: you order your favourite products, have them delivered to your home, inspect them at your own pace, and only pay later. This gives you greater flexibility and peace of mind when shopping. At the same time, many consumers wonder how secure paying by invoice is, why a credit check is sometimes required, or what they should keep in mind. In this article, we'll explain how pay by invoice works, the advantages it offers, and what you should know before choosing this payment method.

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woman with her phone
Finance Guide Back in Flow
Editorial Team Germany | Sep 17, 2026 7 min

Fraud victim? What to do if someone used your identity

Have you discovered purchases you never made or received debt collection letters for orders that are not yours? If so, you may be a fraud victim. When someone misuses your personal information to buy goods or services, it is often a case of identity theft. Acting quickly can help limit the damage, protect your accounts and resolve the situation more efficiently. This guide explains what to do if you're a fraud victim, how to recognise identity theft, how to report fraud and what steps to take if debt collection proceedings have already started.

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Person sitting relaxed in an armchair, looking at a smartphone and holding a mug.
Finance Blog Education
Sep 8, 2026 5 min

Safe online shopping: pause, pay, push back

You find the perfect item at a price that feels almost unbelievable. The website says “only 2 left,” the countdown clock is ticking, and checkout takes just seconds. But days pass, no parcel arrives, and the seller stops replying. It’s a common online shopping story – and it often starts with pressure, a bargain, and not enough time to think. Safe online shopping should feel convenient, not risky. Most purchases go smoothly, especially when stores and payment providers make checkout clear and secure. A few simple checks can help you spot warning signs, understand real security steps, and choose payment methods that give you options if something goes wrong.

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The image shows a stack of folded clothes.
Finance Blog Education
Sep 7, 2026 5 min

Building healthy financial habits: simple ways to stay in control

Financial control doesn’t require a perfect budget or a complicated system. A few healthy financial habits can make it easier to understand where your money is going, what payments are coming up, and what works for your budget. Here are some practical ways to make money management part of everyday life. Nothing revolutionary. That’s rather the point.

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Woman holding up a dress and looking in the mirror
Finance Blog Education
Sep 7, 2026

Responsible BNPL explained: common Buy Now Pay Later myths

In recent years, Buy Now, Pay Later (BNPL) has become an increasingly popular way to pay for everyday purchases, from fashion to electronics. With BNPL options like those offered by Riverty, you can spread the cost of a purchase over time without paying interest, as long as you pay on time. As more people use BNPL, there are also more questions and misconceptions about how it works. Understanding responsible BNPL starts with knowing what to expect, what the payment terms are, and whether the option fits your budget. Let’s take a closer look at some of the most common BNPL myths and what’s really behind them.

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