BNPL and budgeting: a practical guide for summer spending

Summer tends to cost more than expected. Holidays, festivals, a few home improvements, the annual wardrobe refresh before the kids go back to school – it adds up quickly, often across several weeks. It’s often a period when income stays the same while outgoings don’t. If you’re using it deliberately, buy now, pay later (BNPL) can be a useful tool during a summer budget. Here are some practical budgeting tips on how to do that.

Have you been misled by common misconceptions about Buy Now Pay Later (BNPL) services?

In recent years, Buy Now, Pay Later (BNPL) services have increased in popularity, revolutionizing the way consumers make purchases. From fashion to electronics, BNPL options like those offered by Riverty provide flexibility and convenience, allowing customers to spread the cost of their purchases over time without accruing interest if paying on time. However, despite more people using BNPL, the services often fall victim to misconceptions and misunderstandings. Let’s delve into some of the common misconceptions about BNPL and shed light on the reality behind these payment solutions.

Spring Essentials: Must-Have Items for a Blooming Season

As the days grow longer and the weather starts to warm up, it's time to shake off the winter blues and embrace the joys of spring. From gardening to home improvements, there are plenty of ways to make the most of this vibrant season. Here at Riverty, we've curated a list of spring essentials to help you in the new season with style and functionality, while subtly highlighting some of our partner shops where you can find these must-have items.

Buy now, pay later done right: how to use and enjoy Riverty’s payment solutions

Riverty - your financial friend of choice - is here to make the way you pay easier and better. We believe in fair, financially sustainable, and simple money matters, and that's why we bring you the magic of Buy Now Pay Later (BNPL). Let us guide you on how to never miss a payment again and live your best financial life.

Female Finances: Money Matters - Session with financial expert Jana from Finanzfriede

"Don't compare yourself to others! Decide for yourself what is best for you". Jana from Finanzfriede shares her knowledge on the topic of finances and how to best use them for yourself and your own goals. Let's face it: we all want to have our finances under control, but we often shy away from facing it all and creating a truly transparent overview. We would all like to secure our financial future and not worry about our pension. But where and how do we start? In order to get off to the right start in our fight through the financial jungle, we had the pleasure of meeting Jana and talking to her.

How do you teach your child how to deal with money?

How parents deal with money affects how children deal with it later on. It is therefore very important to lead by example. Teaching your child how to consciously deal with money at a young age has positive consequences. We provide you with basic techniques to tackle this in the best possible way.

Save your money or invest it? Our tips for the right way

Should I save my money or invest it? That's a question many people ask themselves these days. Both when you save and when you invest, you are putting your money aside for the future. But how exactly do you go about it? And when is the right time to invest your money?

Have you already shopped with Riverty?

Not only do our online shops sell your favourite looks, but they also offer your favourite payment method: Riverty. Shop all the cool looks, choose us in the check-out-area and pay the outstanding amount easy, safe and fast. Easily comprehensible features help you to never overspend.

Learning from Frugalists means learning to save

Frugalists live frugally and want to save as much as possible in order to retire early. Frugalism is an attitude to life, mostly of singles, who earn well. However, some of their ideas can also be useful for other people.