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Person sitting relaxed in an armchair, looking at a smartphone and holding a mug.
Finance Blog Education
Sep 8, 2026 5 min

Safe online shopping: pause, pay, push back

You find the perfect item at a price that feels almost unbelievable. The website says “only 2 left,” the countdown clock is ticking, and checkout takes just seconds. But days pass, no parcel arrives, and the seller stops replying. It’s a common online shopping story – and it often starts with pressure, a bargain, and not enough time to think. Safe online shopping should feel convenient, not risky. Most purchases go smoothly, especially when stores and payment providers make checkout clear and secure. A few simple checks can help you spot warning signs, understand real security steps, and choose payment methods that give you options if something goes wrong.

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The image shows a stack of folded clothes.
Finance Blog Education
Sep 7, 2026 5 min

Building healthy financial habits: simple ways to stay in control

Financial control doesn’t require a perfect budget or a complicated system. A few healthy financial habits can make it easier to understand where your money is going, what payments are coming up, and what works for your budget. Here are some practical ways to make money management part of everyday life. Nothing revolutionary. That’s rather the point.

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Woman holding up a dress and looking in the mirror
Finance Blog Education
Sep 7, 2026

Responsible BNPL explained: common Buy Now Pay Later myths

In recent years, Buy Now, Pay Later (BNPL) has become an increasingly popular way to pay for everyday purchases, from fashion to electronics. With BNPL options like those offered by Riverty, you can spread the cost of a purchase over time without paying interest, as long as you pay on time. As more people use BNPL, there are also more questions and misconceptions about how it works. Understanding responsible BNPL starts with knowing what to expect, what the payment terms are, and whether the option fits your budget. Let’s take a closer look at some of the most common BNPL myths and what’s really behind them.

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woman with her phone
Finance Blog Education
Sep 4, 2026 5 min

Digital payment options explained

Online shopping is part of everyday life – and it’s never been easier. A few clicks, and your new favourite item is on its way. At checkout, you’re not just choosing the product, you’re also deciding how you want to pay. Credit card, bank transfer or “buy now, pay later” – each option has its pros, but there are also a few things to keep in mind. In this article, we look at what “Buy now, pay later” or BNPL really means, how invoice payment works, and how solutions like Riverty’s Flex and payment pause can help you manage your payments in a way that fits your life – without losing track.

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Jana from Finanzfriede wears a turquoise blouse and can be seen in the middle of the picture
Finance Blog Back in Flow
Editorial Team | May 23, 2023 4 min

Female Finances: Money Matters - Session with financial expert Jana from Finanzfriede

"Don't compare yourself to others! Decide for yourself what is best for you". Jana from Finanzfriede shares her knowledge on the topic of finances and how to best use them for yourself and your own goals. Let's face it: we all want to have our finances under control, but we often shy away from facing it all and creating a truly transparent overview. We would all like to secure our financial future and not worry about our pension. But where and how do we start? In order to get off to the right start in our fight through the financial jungle, we had the pleasure of meeting Jana and talking to her.

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A group of friends sits on a green meadow and they talk and laugh together.
Finance Blog Back in Flow
Editorial Team | May 13, 2023 4 min

Learning from Frugalists means learning to save

Frugalists live frugally and want to save as much as possible in order to retire early. Frugalism is an attitude to life, mostly of singles, who earn well. However, some of their ideas can also be useful for other people.

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Paigo becomes part of Riverty
Finance Blog Back in Flow
Sven Schneider | Oct 4, 2022 3 min

Paigo becomes part of Riverty: What's behind it and what changes?

Two years ago, we ventured into something completely new: Paigo. Now we are designing the next level: Riverty. As Riverty, we will work in the future to support people even more comprehensively and sustainably in finding their financial balance.

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