Choosing the Right Buy Now, Pay Later Solution: 5 Key Considerations for Merchants

In the world of e-commerce, providing flexible payment choices has become essential for merchants aiming to attract new customers and retain existing ones. One such widely embraced option is the Buy Now Pay Later (BNPL) payment method, which has become one of the hottest payment trends in Europe. In this blog post, we will dive deeper into the world of BNPL services, offering some critical considerations retailers should take before selection a BNPL provider.

Social Commerce 2025: Leveraging Viral Demand – Securing Loyalty at Checkout

Social commerce has definitively evolved from trend to central growth driver for digital commerce in 2025. A single viral post – and suddenly thousands of orders flood in within minutes. For large merchants and brands, potential proves enormous – yet the real challenge lies not in reach but in checkout and long-term customer loyalty.

The Debt Trap: Why your customers fall in and how you can help them climb out

While it might provide a short-term sales boost, chronic debt can lead to late payments, defaults, and ultimately, lost customers. How can your business prevent this and cultivate a financially secure customer base?

Empowering finances: the strategic impact of debt collection benchmarking

Effectively managing cross-border finances is not only an advantage, but also a necessity. For companies involved in international trade, the challenge of debt collection can pose a barrier to cash flow and overall financial health. In this blog post, we dive into the benefits of benchmarking debt collection.

Measuring What Matters: Why KPIs are vital for effective collections

Successful receivables management secures liquidity and minimises risk. But how can you tell if your processes are truly efficient? The answer lies in clearly defined key performance indicators. They provide transparency, reveal hidden inefficiencies, and highlight where there's potential to improve.

Integrating AI and Machine learning into Debt Collection: A humanized approach

Efficiency and customer experience often dictate the success of business operations, but debt collection remains a challenging endeavour. Riverty does human-centric and fair collection processes, which is paired with digital innovations. This creates an efficient debt collection process, but also a streamlined user experience for both the end consumer and the client. In this blog post, we’ll show how AI and machine learning can revolutionize the debt collection process and deliver a combination of efficiency and empathy.

Understanding overdrafts and their fees

At Riverty, we believe in equipping you with the knowledge and tools to navigate your financial journey with confidence. Today, let's delve into the world of overdrafts – a concept that may sound familiar to you. An overdraft can be seen as a kind of safety net provided by your bank. And allow account holders to withdraw more money than they have available in their checking accounts. This can be a lifesaver in emergencies or when unexpected expenses arise. It allows you to make transactions even when your account balance is insufficient, providing temporary relief during unexpected expenses or cash flow gaps.

Collaborating with a Shopware Gold Partner: A Win-Win for your Webshop

Exciting news for Shopware merchants! Riverty, one of Europe’s biggest BNPL providers and part of the Bertelsmann group, is proud to announce that we are now a Shopware Gold Partner within the Shopware ecosystem. This recognition signifies our commitment to providing Shopware merchants with performance enhancing Buy Now, Pay Later (BNPL) solutions.

Understanding card schemes: A comprehensive guide for businesses

Processes that make our everyday transactions easier operate quietly in the background. Unseen yet indispensable: card schemes. Card schemes play an important role, acting as the backbone of payment processing systems. For businesses, understanding these card schemes is not only beneficial – it’s essential for making informed decisions that impact their business growth.