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Read about Riverty's journey and how we aim to be the most human centric fintech.

Female shopper opening and testing a perfume after opening the package.
Blog Consumption
Apr 15, 2026 5 min

Why Loyalty Is Built On Clarity During And After Checkout

In beauty ecommerce, the relationship between a brand and its customer doesn’t end at checkout. It’s tested there – and then again in everything that follows. Whether a customer returns for their next skincare order or quietly switches to a competitor often has less to do with the product itself than with how confident they felt throughout the payment journey. Clarity – at checkout and beyond – is what builds that confidence. And in a category where repurchase behaviour drives the majority of revenue, it’s one of the most underused loyalty levers available to merchants.

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A woman is sitting on the couch and looking at her phone.
Blog Consumption
Apr 15, 2026 4 min

Returns in Fashion: The Hidden Operational Challenge

Returns are a structural reality in fashion ecommerce. High return rates aren’t exceptions – they’re built into the business model. Customers order multiple sizes, try items at home, and send back what doesn’t work. For fashion brands, the question isn’t whether returns will happen, but how well the business can handle them when they do.

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Meeting of 3 personas
Blog Insights
Mar 26, 2026 10 minutes

Early Engagement in Debt Collection: 5 Reasons Why Acting Early Reduces Risk

Early engagement in debt collection is an approach that makes risks visible before they fully unfold. In many industries, the importance of early engagement is increasing as economic conditions change more quickly. and customers often need to react to financial strain at short notice. When companies intervene too late, unnecessary costs, delays, and escalations occur. When organizations intervene early, many challenges can often be mitigated before they develop into longer-term risk. This is precisely where early engagement in debt collection provides orientation before uncertainty turns into real problems.

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Case study cover with makeup brushes and the title about flaconi’s seamless checkout.
Case Study E-Commerce

flaconis' path to a smooth payment experience

As Germany's leading online retailer of drugstore and beauty products, flaconi wants to offer its more than 4.5 million active customers the most seamless and flexible shopping experience possible. Just in time for the 2024 peak season with Black Friday and Christmas, flaconi was looking for a payment solution that not only works easily, but also remains stable under maximum load. The answer: a collaboration with Riverty.

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Reinventing Purpose – How we embarked on our transformation journey
Blog Pulse
Teresa Schlichting | Jul 18, 2022 5 min

Reinventing Purpose – How we embarked on our transformation journey

Turning Financial Services into a sustainable force for everyone's growth - for a new era of economic freedom. The definition of our purpose marked the starting point of our transformation. Read about our ambition as a FinTech and how we centered our organization around our purpose.

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Why do we need a new generation of financial services?
Blog Pulse
Teresa Schlichting | Jun 3, 2022 5 min

Why do we need a new generation of financial services?

The VUCA world that we live in calls for a new generation of financial services that keep up with the developments of our customers' ecosystems and are tailored to the financial situation of each individual.

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Our journey to become the most human-centric FinTech
Blog Pulse
Teresa Schlichting | Apr 27, 2022 4 min

Our journey to become the most human-centric FinTech

When is the right time to take a transformation that starts at the very heart of a company - with the question of purpose and the mode of collaboration - to the outside world? When do you start communicating a target vision that is so holistic that today it cannot yet be implemented for all products, processes and structures? When, in a time of pandemic and humanitarian crises, is the moment to talk about a future that puts humans in the center of our economic activities? A future that builds on the strong belief that everyone should have the right to follow their vocation and passion? ​

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