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Insights

Read about Riverty's journey and how we aim to be the most human centric fintech.

Female shopper opening and testing a perfume after opening the package.
Blog Consumption
Apr 15, 2026 5 min

Why Loyalty Is Built On Clarity During And After Checkout

In beauty ecommerce, the relationship between a brand and its customer doesn’t end at checkout. It’s tested there – and then again in everything that follows. Whether a customer returns for their next skincare order or quietly switches to a competitor often has less to do with the product itself than with how confident they felt throughout the payment journey. Clarity – at checkout and beyond – is what builds that confidence. And in a category where repurchase behaviour drives the majority of revenue, it’s one of the most underused loyalty levers available to merchants.

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A woman is sitting on the couch and looking at her phone.
Blog Consumption
Apr 15, 2026 4 min

Returns in Fashion: The Hidden Operational Challenge

Returns are a structural reality in fashion ecommerce. High return rates aren’t exceptions – they’re built into the business model. Customers order multiple sizes, try items at home, and send back what doesn’t work. For fashion brands, the question isn’t whether returns will happen, but how well the business can handle them when they do.

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Meeting of 3 personas
Blog Insights
Mar 26, 2026 10 minutes

Early Engagement in Debt Collection: 5 Reasons Why Acting Early Reduces Risk

Early engagement in debt collection is an approach that makes risks visible before they fully unfold. In many industries, the importance of early engagement is increasing as economic conditions change more quickly. and customers often need to react to financial strain at short notice. When companies intervene too late, unnecessary costs, delays, and escalations occur. When organizations intervene early, many challenges can often be mitigated before they develop into longer-term risk. This is precisely where early engagement in debt collection provides orientation before uncertainty turns into real problems.

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Case study cover with makeup brushes and the title about flaconi’s seamless checkout.
Case Study E-Commerce

flaconis' path to a smooth payment experience

As Germany's leading online retailer of drugstore and beauty products, flaconi wants to offer its more than 4.5 million active customers the most seamless and flexible shopping experience possible. Just in time for the 2024 peak season with Black Friday and Christmas, flaconi was looking for a payment solution that not only works easily, but also remains stable under maximum load. The answer: a collaboration with Riverty.

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Riverty creates clarity for energy providers and customers
Blog Utilities 
May 22, 2024 5 min

Insights for transparency in financial flows: Riverty creates clarity for energy providers and customers

Today's economic challenges require innovative debt collection solutions. Riverty offers energy providers user-friendly portals and customized strategies to make payment flows transparent and maintain good customer relations.

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Efficient debt collection for energy suppliers
Blog Utilities 
Apr 24, 2024 4 min

Efficient debt collection for energy suppliers: Riverty
– keeping your finances in flow

International crises, slow economic growth, rising prices - many consumers are under financial pressure in these times – and energy suppliers are put under pressure when payments are missed or delayed. Efficient debt collection management can maintain the financial flow and ensure that utilities are never left high and dry.

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Receivables Sale to Riverty Increases Liquidity
Blog Utilities 
Apr 19, 2024 3 min

Electricity and finance in flux: Receivables sale to Riverty increases liquidity

In times of change, we go with the flow of electricity. We know that as the energy transition continues, energy providers are faced with significant investments. Not only do they face rising costs, but also the risk of payment defaults. How can they ensure a smooth financial flow? The solution: Selling non-performing receivables can help to secure liquidity and minimize default risks – keeping power and finances flowing.

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